You may need an Uber Accident St Louis Lawyer if you or your loved one has been injured in an Uber or any other rideshare accident. Whether you are a pedestrian who was hit by a rideshare vehicle, a passenger, a third-party driver, or an Uber driver, accident lawyers can help you make a claim for the damage you have attained. A lawyer will fight hard to get injury compensation for passengers and drivers as well as pedestrians and third-party drivers who were hit by an Uber.
It is in your best interest to appoint an accident lawyer about your case before speaking with your insurance adjuster or Uber itself. With professional legal assistance, you will benefit from settling negotiations with the rideshare company and get the reparation you deserve instead of getting lowballed.
What accidents victims need to know about ridesharing vehicle collisions?
Uber, Lyft, among other ridesharing companies are worth billions of dollars in the present scenario. They make sure that their drivers are covered by $1 million in uninsured motorist coverage and in liability. In comparison, other ordinary motorists only carry $15,000 in injury liability.
Also Read: What To Do When You Get in a Car Accident
Therefore, the level of insurance covering Uber means that those injured or harmed during an Uber accident where they are not at fault can obtain complete reparation for their hospital charges, suffering, and pain following an accident, and lost income. Hence, it is essential to have the representation of a skilled Uber Accident St Louis Lawyer who can obtain the best outcomes possible.
If you are in one of the following categories, you may be due significant compensation:
- An injured passenger in a ridesharing vehicle, irrespective of which driver is at fault
- An Uber driver injured in an accident where another motorist was at fault
- A passenger or motorist or pedestrian injured in a collision where the Uber driver was at fault
Voids in Uber Insurance Coverage – what ridesharing drivers need to know?
If you are an Uber driver, you are insured in case of any accidents; however, only if it happens during a specific period. Once you turn on the TNC app, the level of entitled insurance coverage depends on your situation. The situations might include:
- The passenger is in your car and you are headed to the destination
- You have accepted a request for a ride and are headed towards picking up the passenger
- Your TNC app is on, and you are waiting for a ride request. If this is the situation, UBER insures the driver for liability coverage only in one condition – if the driver’s own insurance policy doesn’t cover him in this situation. In such a situation, you can fill the void by buying additional rideshare insurance.
During the first and second situations, Uber will completely cover you with $1 million in liability, along with providing comprehensive and collision coverage and underinsured motorist coverage.
However, if an accident happens during the second situation, there are chances that Uber may deny the fact that you had accepted the rideshare request.
Therefore, to prevent such dilemmas, you should always take a screenshot of the accepted rideshare request immediately after the accident (if possible). Else, you can screenshot the request every time you are on your way to pick up a passenger to avoid any confusions or complications in the legal procedure.
What Passengers of a Ridesharing Vehicle Need to Know?
Ridesharing companies like Uber completely protects all its passengers. That means you are entitled to compensation if you were injured in an Uber vehicle. The passengers have all the rights to seek damages if Uber fails to provide the level service promised to them.
